Integra Credit is a Chicago-based startup founded by a proven team that transforms the subprime lending market with flexible installment and open-ended credit products. Our mission is to bring small-dollar, affordable loans to millions of consumers who need them. Integra Credit is an online lender that offers installment credit products with flexible payment options so you can pay off your balance over time. Our team has over 30 years of combined experience in the industry and we’re on a mission to help you find affordable, easy-to-use personal loans online. As a consumer lender, Integra Credit can provide you with flexible installment loans and open-ended credit products. We believe that your loan should be a simple process, so we make it easy to apply and get the money you need to improve your life. Our easy one-page application takes only a few minutes to complete. Most customers receive their approval decision within seconds. Once a loan offer is finalized, we carefully review the contract and assess your options before moving forward.