Homeowners insurance and auto insurance in New Oxford are made to guard your personal property against loss or damage from unforeseeable occurrences like earthquakes, windstorms, and other natural catastrophes. In addition, it covers damage brought on by visitors or guests who don’t reside there as well as accidents like broken windows that happen while you’re using your house. Home insurance also covers responsibility if someone trips and falls inside the house due to an incident in the driveway or yard. Because Miller-Hanover New Oxford Office customizes our products to meet specific needs and include features common to many types of homeowners policies, such as fire loss replacement value (which pays out in the event of a fire), you might be able to obtain multiple types of homeowners insurance coverage through the typical Insurance company with a single policy.