At Convenient Bankruptcy, our collaborative approach is the cornerstone of our commitment to providing swift and high-quality assistance to every client. Our cohesive team works collectively on each case, ensuring that our clients receive the utmost attention and expertise.

When you enlist the services of an Oklahoma Chapter 7 bankruptcy attorney from Convenient Bankruptcy, you can expect a comprehensive and meticulous process. Our attorneys will meticulously prepare petitions and schedules that intricately detail your income, debts, and assets, presenting a comprehensive overview for the bankruptcy court’s consideration. In the course of proceedings, a bankruptcy trustee, appointed by the court, will oversee your case. While their primary responsibility is to ensure the fair distribution of available assets to creditors, it’s important to note that many Chapter 7 filers retain the entirety of their property. This safeguard is attributed to certain properties being classified as exempt, rendering them immune to creditor claims.

Chapter 7 bankruptcy provides a vital fresh start for individuals burdened by overwhelming credit card debt, medical bills, and other unsecured financial obligations. Through this legal process, the majority of these debts are discharged, relieving individuals of their legal obligation to repay them.

For those facing foreclosure, grappling with tax debts, or ineligible for Chapter 7 due to higher income levels, Chapter 13 bankruptcy, often referred to as “reorganization,” offers an alternative solution. In this scenario, rather than eliminating the debt entirely, clients embark on a structured repayment plan spanning several years. Remarkably, the monthly payments in a Chapter 13 plan are often more favorable than what most creditors would typically accept, providing clients with a manageable and structured path towards financial recovery.