Yes, car insurance is required in Colorado. Every driver in Colorado must carry liability insurance to legally operate a vehicle. The minimum requirements for car insurance in Colorado are:
- $25,000 for bodily injury or death of one person in an accident.
- $50,000 for bodily injury or death of two or more persons in an accident.
- $15,000 for property damage per accident.
These minimums are often referred to as 25/50/15 coverage. Keep in mind, these are the minimum requirements, and many drivers opt for higher coverage limits or additional types of coverage (e.g., comprehensive and collision) for better protection.
Driving without insurance can result in penalties, including fines, license suspension, and higher insurance rates in the future. If you’re driving in Colorado, make sure you’re covered!